Tuesday, December 28, 2010
Another SOLD Listing in Clintonville - 524 E Lincoln Ave
Clintonville Ohio Home SOLD! - 449 Piedmont Rd
Monday, December 27, 2010
SOLD Clintonville Listing in 46 Days!!! - 460 Tibet Rd
Brought to you by Debbie Harr, Your Clintonville Realtor - Reduced Fee with Full Service
Tuesday, December 21, 2010
SOLD Clintonville Listing-170 E Pacemont Rd
For more Clintonville listings - Contact your Clintonville Realtor - Debbie Harr 614-778-0985 or visit www.HomesThatClick.com
Brought to you by Debbie Harr, Your Clintonville Realtor - Reduced Fee with Full Service
WELCOME 2011—
Freddie Mac analysts point to five features that they believe will likely characterize the 2011 housing and mortgage markets:
1. Low mortgage rates. With Fed observers expecting the central bank to keep the federal funds rate at its current target range of 0% to 0.25% for most (or all) of 2011, relatively low mortgage rates will be a feature of the 2011 mortgage market. Thirty-year fixed-rate loans are likely to remain below 5% throughout the year, and initial rates of 5/1 hybrid adjustable-rate mortgages will likely remain below 4% in 2011.
2. Prices have hit bottom. House prices are likely to begin a gradual, but sustained recovery in the second half of 2011.
3. Housing will remain affordable. With affordability high, many first-time buyers will be attracted to the housing market in the New Year, likely translating into more home sales in 2011 than in 2010.
4. Refinances will dwindle. Many eligible borrowers have already refinanced and the federal Making Home Affordable refinance program is expiring on June 30. While fixed-rate loans are likely to remain low, they will move up gradually, making it even less likely that refinances will be attractive to most home owners.
5. Delinquency rates will decline. Based on the last several business cycles, the share of loans that are 90 or more days delinquent or in foreclosure proceedings--known as the "seriously delinquent rate"--generally crests within a year of the start of the recovery in payroll employment, and this economic recovery appears to fit within that pattern. Payrolls began to rise last January, and by the spring the seriously delinquent rate had begun to fall.
Source: Freddie Mac
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Monday, December 20, 2010
Sold Home in Clintonville - 127 E Royal Forest Blvd
Abundance of updates-Modern Convenient w/charm of Clintonville.$30K+ in last 4 yrs inc new dimensional roof, new kitchen & baths.Gleaming hardwood floors, 3/4 BR on 2nd flr!Finished Lower Level. Relax on your summer porch.Private & Fenced Yard. Larger than it looks-Convenient Location- Contact your Clintonville Realtor - Debbie Harr 614-778-0985 or visit www.HomesThatClick.com
Brought to you by Debbie Harr, Your Clintonville Realtor – Reduced Fee with Full Service
Friday, December 17, 2010
Now in Clintonville
Last week, Congress was busy at work on negotiations to extend the Bush-era tax cuts. That news kept a lid on any improvement for Bonds and home loan rates, due to the prospect of an ever-increasing deficit.
And adding to the troubles for Bonds and home loan rates last week was news that inflation is growing in China... and growing fast. How does that impact us? Remember, it's a global economy, so Bond prices all over the world worsen on news of inflation, which is bad for home loan rates.
So the big question is: Will home loan rates go back down to where they were in early November?
Although rates are still near historic lows, they have been headed up... and indications are that those unbelievably low home loan rates may be behind us. In fact, there are only a few things that would bring back the lows that we saw in early November:
- If the tax cut package doesn't get passed, it would be very bad news for the economy and Stock market - but it would help interest rates.
- If the Fed’s recent round of Quantitative Easing falls on its face and doesn't meet its mission of creating inflation, boosting Stock prices, lowering unemployment and creating consumer demand - Bond prices could make some gains as the threat of deflation reemerges. But this is a long shot.
- If the financial problems in Europe worsen significantly - which would drive investors into the safe haven of the US Bond market - it could help Bond prices, but probably only modestly.
Realistically, the chances of these events happening are unlikely - and in the end, rates may see some brief and fleeting improvements, but many experts believe they will likely continue to creep up over time. And when you include the simulative action of extending the present tax rates and adding further cuts, it’s tough to see Bonds or home loan rates improving much.
The good news is that home loan rates are still extremely attractive and are still near historic lows for now. If you or someone you know has been thinking about purchasing or refinancing a home, NOW is the time to call or email to get started.
Remember, as a general rule, weaker than expected economic data is good for rates, while positive data causes rates to rise.
Fortunately, there’s still time to lock in at near historic lows. It only takes a few minutes to see if this makes sense for you, or one of your friends, family members, neighbors, coworkers to buy a home NOW in Clintonville Ohio. Please take the time to call or email to get started.
The material provided is for informational and educational purposes only and should not be construed as investment and/or mortgage advice. Although the material is deemed to be accurate and reliable, we do not make any representations as to its accuracy or completeness and as a result, there is no guarantee it is without errors.
Brought to you by Debbie Harr, Your Clintonville Realtor – Reduced Fee with Full Service
Clintonville Tree Lighting - December 19, 2010
Hello Neighbors-
Please join us at our 2nd Annual Christmas Tree Lighting,
brought to the community by the Clintonville Rotary.
Whetstone Park of Roses Shelter House
Sunday, December 19, 2010
7:00 p.m. Tree Lighting
7:30 p.m. Caroling Concert with the Clintonville Community Choir
Refreshments provided by Crimson Cup and Mozart’s
Special appearance by a jolly old soul from the North
See you there!
Marilyn Clark
Public Relations Committee
Clintonville Rotary
Brought to you by Debbie Harr -Your Clintonville Realtor -Reduced Fee with Full Service
Thursday, December 9, 2010
Relocating During the Holidays: How to Make the Most of this Unique Moving Experience (reprinted from Relocation.com)
By Serena Norr
Managing Editor of Relocation.com
It’s here: the holiday season. While some people may be unpacking
1. Plan Ahead. As with any move, planning ahead of time will ensure that you have a successful moving day experience. This involves locating movers, packing and obtaining boxes
2. On the Road. If you are moving during the holidays
3. Moved In. You made it into your new home before the holidays but you aren’t fully acclimated to your new house (re: not unpacked). Instead of stressing over the unpacking, get out of the house and have an alternative holiday experience. You and your family can go to the movies, eat at a fancy restaurant or visit your community center to see the local Christmas tree – whatever it is try not to think about your boxes or ‘to-do’ list at home. Separate yourself from that for at least one day and enjoy the holiday without having to clean or decorate.
4. Simplify. You may be someone that has been acclimated into your new home for some time before the holidays and have already unpacked and are looking to celebrate in your new home. If that’s the case; think about simplifying from your normal traditions. This doesn’t mean not ‘pulling out the stops,’ but rather, downscaling the holiday (a bit). Instead of décor placed throughout your house, decorate only your living room or instead of decorating follow some holiday traditions like listening to music or cooking. Keep it simple and the true meaning of the holiday is bound to surface.
5. Stay Connected. If you have moved away from your family and friends, the holiday season can be very lonely. Lucky, though, it is very easy to stay connected in these modern times. Call, email or Skype your family during the holidays to wish each other well as well as to update your family about how you are settling-in
Moving
Happy Holidays from your Clintonville Ohio Realtor!
Brought to you by Debbie Harr, Your Clintonville Realtor – Reduced Fee with Full Service
Wednesday, December 8, 2010
5 Holiday Hosting Disasters and How to Avoid Them in your Clintonville Ohio Home
Reprinted from HouseLogic.com with permission of the NATIONAL ASSOCIATION OF REALTORS®.
Published: November 29, 2010
Take a look at the most common things that can go wrong when you have guests and learn how to prevent them.
That’s just one of many hosting nightmares that can end your holiday party before it even begins. Thankfully, some of the most damaging mishaps easily can be avoided. We collected five of the most prevalent issues and give you preventative tips to keep your holiday party on track.
Problem: The oven doesn’t heat
For any holiday occasion, the oven is the most important appliance in your house. If it fails to work, the centerpiece of your meal could go from roasted beef, ham, duck, or Turkey to Peking Duck from the local Chinese takeout joint.
How to avoid:
- There are any number of reasons a stove can break, but one common cause of disaster is easy to prevent. Don’t self-clean your oven until AFTER the holidays. You risk blowing a fuse or a thermostat, and tracking down an oven technician around the holidays can be tough.
Problem: The kitchen sink clogs
The day after Thanksgiving is the busiest of the year for plumbers. The prime cause of this clog-a-thon is the mistreatment of drains when cooking holiday feasts. We hope your Thanksgiving went well, and that you avoid clog-a-thons for the rest of the holidays.
How to avoid:
- Fats and cooking oils can solidify in your pipes, so never dispose of them in your kitchen sink.
- If you have a garbage disposal, make sure it’s running before anything goes in it, and never feed it any stringy, fibrous, or starchy foods like poultry skins or potato peels.
- To fix, don’t rely on chemical drain-clearing products that can harm your pipes. Use a snake instead, available for $15 at your local hardware store. Best to keep one on hand.
Problem: The heat goes out
As the party’s host, you’re supposed to hang guests’ coats—not apologize to them for having to keep them on. A lack of heat can stop a holiday party dead in its tracks.
How to avoid:
- The key to avoiding freezing your party to a standstill is regular maintenance of your HVAC. Every 90 days, a new one-inch pleated furnace filter should be installed. If you haven’t done it in a while, now’s a good time to replace it.
- Also inspect insulation on refrigerant lines that are leading into your house. Replace them if they're missing or damaged.
Problem: The toilet stops up
Toilets have a way of clogging up at the worst times, such as during parties and when you have overnight guests. This is especially true if you have a low-flow toilet from the early 1990s.
How to avoid:
- Don’t flush anything other than sewage and toilet paper down the toilet. And there’s nothing wrong with putting up a polite note to remind your guests to do the same.
Problem: The fridge doesn’t cool
Without a properly functioning refrigerator, your meat could get contaminated, your dairy-based treats could go sour, and you may not be able to save your yummy leftovers. To avoid discovering a warm fridge after it’s too late, take these simple precautions.
How to avoid:
- Get a thermometer for your refrigerator to make sure each shelf stays below 40 degrees and you can be aware of any temperature changes.
- Also make sure the condenser coils located on the back of the unit or beneath it are free to breathe. Coils blocked from circulating air by cereal boxes atop the fridge, or dirtied by dust or pet hair can prevent a fridge from keeping cool.
Find more information at : http://www.houselogic.com/
Brought to you by Debbie Harr, Your Clintonville Realtor – Reduced Fee with Full Service
Tuesday, December 7, 2010
Columbus Ohio Realtor- Clintonville Homes
Clintonville, Ohio is a neighborhood, located just north of The Ohio State University and south of Worthington. It is a diverse area of older homes, treed ravines, and home to Whetstone Park- 13 acres of gardens and recreation areas. There are also 13 miles of paved road for walking, roller blading, or biking along the Olentangy River Trail that you can check out from Clintonville. Whetstone Park boasts a large rose garden with over 11,000 roses and is one of the largest community rose gardens in the country. Just a short detour from the Olentangy Trail, you will find more than 350 species of roses. Clintonville has a strong sense of community. With a population of approximately 27,000, Clintonville retains its “small-town feel” with all the amenities of the big city.
Clintonville is home to Whetstone Park, 13 acres of gardens and recreation areas. Featuring The Park of Roses
In addition, Clintonville, Ohio, is home to many top-notch schools, including six elementary schools, three middle schools, one high school and eight private/parochial schools.
Buying and selling a home is one of the biggest events in your life. Being Clintonville residents and top Clintonville Realtors, we have the experience and track record you are looking for. Just click on email to obtain a free market analysis of your home or call us at 614-268-7653 ( SOLD) . We welcome the opportunity to work with you.! I appreciate and love the area I call “home”.
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Thursday, December 2, 2010
Clintonville-Beechwold- North Central Columbus Ohio Community
I find it very interesting to find out about the communities in and around Columbus Ohio. Clintonville is one of my favorites and one I have called "home".
The story begins in the 1800's when Franklin County and Clinton Township were started. In 1847, the US Post Office opened a post office in the center of Clinton Township near the corner of Oakland Park and what we know today as High Street. The post office was designated as "Clintonville". By the early 1900's Columbus residents were primarily living downtown. Professors from The Ohio State University began to build summer homes in the areas around the ravines in Clintonville and river. There use to be a Columbus Zoo Amusement park ( where the "old" Beechwold subdivision is today and eventually homes and more than 80 subdivisions were created. In late 1974, The City of Columbus created the "Clintonville Area Commission". South- Glen Echo Ravine, West- Olentangy River, North, City Border with the unincorporated Sharon Township and City of Worthington and east- Big Four Railroad. Imaginary boundaries have grown through the years and the term "Clintonville" has been used in real estate to describe an area much broader than defined. Where does Beechwold Begin and Clintonville End will always be up for discussion and there appears no right or wrong place to draw the line. There never has been and probably never will be a formal boundary!
Clintonville Ohio- A great Columbus Ohio community that includes many neighborhoods including Crestview, Walhalla, Dominion Park, Northmoor, Webster Park, Northridge, Overbrook, Rosemary Park, Indian Springs and more!